Buyers’ Toolbox: Your Toolbox of Solutions to Buy Your Home in Today’s Market

Home Buyers and Buyers' Agents!
Navigating the intricate real estate and home financing world can be challenging in today's market. Use this toolbox of home buying solutions to help you with today's challenges.
This is an educational toolbox and a resource you can use to accelerate the purchase process and buy more home and a more affordable home.
Include Winner's Mortgage early in your home purchase process, ideally from the beginning, to help you navigate any of these solutions most effectively for you.
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⚡️ PAYMENT REDUCER* SOLUTION ⚡️ Reduce Your Monthly Payment ⬇️ ⚡️
Buyers and Buyers' Agents! Reduce Your Monthly Payment!
As you search for your next home in this market of higher interest rates, you may find that your dream home does not fit your budget as it would have before. Perhaps you were even pre-approved at a lower interest rate and payment, but now at a higher rate and payment, you are no longer approved for your dream home.
The Winner's Mortgage Payment Reducer* solution can help you get the lower payment and interest rate for your dream home that you thought had eluded you.
See our example video at the right (or below) for more information ➡️ ⚡️ PAYMENT REDUCER* SOLUTION ⚡️ Sellers, Buy Your Next Home at a Lower Payment ⬇️ ⚡️ ➡️
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⚡️ AFFORDABILITY SOLUTIONS ⚡️ Increase Your Home Buying Power ⬆️ ⚡️
Buyers & Buyers' Agents! Increase Your Home Buying Power!
Home ownership affordability has become a major problem in today's market. Our commitment is for you to WIN with your mortgage, to help you WIN your dream home, and to be part of the 5% of people who WIN financially, and escape the sad fate of the 95% who lose.
As interest rates and home prices have increased in the market, that makes it more difficult to WIN with any of these goals.
The Winner's Mortgage Affordability Solutions can help you increase your buying power even with higher rates and home prices so you can WIN.
Discover more in our example video at the right (or below) ➡️ ⚡️ AFFORDABILITY SOLUTIONS ⚡️ Increase Your Buying Power ⚡️ ➡️
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⚡️ APPRAISAL GAP SOLUTION ⚡️ Plan If the Appraisal Comes in Low ⬇️ ⚡️
Buyers & Buyers' Agents! Protect Your Dream Home Purchase When Value Comes in Low
You have a purchase contract on your dream home, but now the appraisal comes in low. What do you do? Do you have to put more cash into the purchase (if you can) to cover that gap and make it work? Or do you have to give up on your dream home?
Winner's Mortgage has a better strategy that can help you keep your dream home and conclude your purchase that all parties want to finish. Our Appraisal Gap solution will help you bridge this difference, ensuring that you as the buyer or the buyers' agent can WIN your dream home even when the appraised value does come in high enough.
Buyers' Agents! You can show this strategy in your buyers' presentation to WIN the buyer as your client. It will prove that you have a plan for situations that may come up.
See our example video at the right (or below) with more details ➡️ ⚡️ APPRAISAL GAP SOLUTION ⚡️ Plan If the Appraisal Comes in Low ⚡️ ➡️
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⚡️ COMMISSION GAP SOLUTION ⚡️ Plan If Commission is NOT Paid to Buyers' Agent ⬇️ ⚡️
Buyers & Buyers' Agents! What If a Commission is NOT Paid to the Buyers' Agent?
As a home buyer, you are better served when you have the professional services of a buyers' agent.
But what if the seller chooses not to pay the buyers' agent commission as part of the transaction? How can you pay your agent?
If you don't have the cash available to directly pay your buyers' agent, the Winner's Mortgage Commission Gap solution provides an answer to this situation. This can help you get your dream home and the services of your own professional buyers' agent.
Discover more in our example video (or below) at the right ➡️ ⚡️ COMMISSION GAP SOLUTION ⚡️ Plan if Agent's Commission is NOT Paid by Seller ⚡️ ➡️
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Buyers & Buyers' Agents! I look forward to being a partner with you as you purchase your home in today's market. While the challenges are many, our Winner's Mortgage solutions can help you effectively navigate through these challenges to reach a satisfactory result for you. We focus on creating WIN-WIN-WIN results whenever possible, and we look forward to working with you!
Harvey Bernard
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Disclaimer
Any interest rates or numbers shown are for illustration only and are not offers or guarantees of availability. The content in these videos or on this page is not to be construed as tax, legal, or financial advice. Money management of any kind involves risk. While it is possible to minimize risk, managing your money is solely your responsibility. It is imperative that you conduct your own research. It is ultimately your responsibility to make your own decisions. This consists of opinions with no guarantees of gains or losses on your money management. This site, Winner's Mortgage and Harvey Bernard cannot be held liable for the results of any decisions you make based on the information in these videos or websites. While this is informative, it is for entertainment purposes only. Harvey Bernard is a licensed mortgage originator (NMLS #363188), but not a financial advisor. This is not an offer to enter an interest rate lock agreement.
*"Real Mortgage Consultant"(TM), "Winner's Mortgage"(TM), "Winner's Mortgage Program"(TM), "Winner's Mortgage Master Plan"(TM), "WIN With Your Mortgage"(TM), "Seller Accelerator"(TM) and "Payment Reducer"(TM) are trademarks of Harvey Bernard.